Annapolis Area Home Resource
Mona LaCovey, ABR, CRS, CRB
Associate Broker
Certified Negotiation Expert (CNE®)
Featured Listings
Reviews
Mona made the selling process very easy and stress-free. My husband and I fully trusted her throughout the entire process. She was always available to answer our questions and guide us in the right direction with the best interest of our family in mind. I am still blown away at how quickly we received a full price offer! I would highly recommend using Mona as your selling agent.
Thank you!
Courtney Kimmel
“Thank you, Mona.” We gave Mona a 5 star rating for guiding us through the process of selling our home. She has vast experience in Cape St. Claire.
Our transaction was seamless and we would not hesitate to refer her to our friends, family, and neighbors!
The Burkes
Being a first time home buyer is nothing less than intimidating. We were so fortunate to have Mona to guide us through this process to make it less daunting. Mona's patience with our million questions put us at ease, as well as her knowledge and confidence throughout the entire process. Mona is an excellent negotiator and we were very lucky to have her on our side. Mona is a real treasure and we would recommend her to anyone.
The Kinners
We met with Mona LaCovey of Re/Max, and placed our house on the market on January 18. We received an offer 19 days later and went to settlement on March 10. We had no idea the process would be that fast. Now we're in Florida close to our daughter, granddaughter, and son-in-law "living the life." Thank you, Mona and Re/Max, for helping to make this happen.
The Harberts
I have known Mona for 18 years and she has been my realtor for five buying and selling transactions. I have had to move often and each time have trusted her experience and advice to achieve great success. Most recently she sold my home in the Cape, receiving a contract on its first day on the market. Mona's knowledge of the area, the market, her network of professionals, and the challenges of guiding the process is unmet.
Thank you, Mona!
Teresa
I first met Mona over 20 years ago and over the years our paths have crossed. When it was time to put my house on the market I called her. I had set in my mind that I would interview 2 realtors and make a choice. After meeting with her I cancelled my other appointment. She has been nothing but top notch and professional. With her experience she has guided me through the process with ease. When I called the title company to supply them with the information they needed the title agent stated that I have a top notch realtor. I would use Mona again and highly recommend her!
Janet Russo
Pleased to Refer Mona!
We were referred to Mona by my dad who had worked with Mona . Mona sold his house in less than two weeks. After putting our house on the market, Mona also sold ours in two weeks. During the search for a new home, Mona was right there with us during the entire process and made us feel like family. Mona's experience and skills really shined during the negotiation process with the purchase of our new home. We are pleased to refer Mona to all of our friends and family.
Laura and Scott
It was a pleasure to have Mona as our real estate agent. We would highly recommend her. She offered excellent advice, answered every question and helped us make informed decisions. Mona is very professional, attentive to detail and has extensive knowledge of the local real estate. We are very happy with our home and couldn't have been more pleased with the service
Alberto & Rosaly
We found out that we had to move and we weren't at all prepared. As we went through the process of finding a home, Mona indulged us, considering that we initially had a huge scope of area we were interested in. Some times we saw 11 houses in a day spread from Arnold to Crofton!
When we finally found the house we wanted to buy, Mona helped us to put together and submit our bid even though it was a holiday.
With the perpetual ups and downs that came with buying this particular house, including difficult sellers, hidden house problems, and 5 months of waiting, Mona had our backs through it all, fighting on our behalf and encouraging us the whole way through! The foreclosure was worth it.
We are so glad to move into our first house and make it our home!
Thanks Mona!
The Westgates
We met with Mona LaCovey of Re/Max, and placed our house on the market on January 18. We received an offer 19 days later and went to settlement on March 10. We had no idea the process would be that fast. Now we're in Florida close to our daughter, granddaughter, and son-in-law "living the life." Thank you, Mona and Re/Max, for helping to make this happen.
Becca & John
Homeownership Builds Your Wealth over Time [INFOGRAPHIC]
![Homeownership Builds Your Wealth over Time [INFOGRAPHIC] Simplifying The Market](https://i0.wp.com/files.keepingcurrentmatters.com/wp-content/uploads/2023/01/26131727/Homeownership-Builds-Your-Wealth-In-The-Over-Time-KCM-Share.png?w=358&ssl=1)
Some Highlights
- If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership.
- On average, nationwide, home prices appreciated by 288.7% over the last 32 years. That means homeowners grow their net worth significantly in the long term.
Why It Makes Sense To Move Before Spring
Spring is usually the busiest season in the housing market. Many buyers wait until then to make their move, believing it’s the best time to find a home. However, that isn’t always the case when you factor in the competition you could face with other buyers at that time of year. If you’re ready to buy a home, here’s why it makes sense to move before the spring market picks up.
Why You Shouldn’t Fear Today’s Foreclosure Headlines
If you’ve seen recent headlines about foreclosures surging in the housing market, you’re certainly not alone. There’s no doubt, the stories in the media can be pretty confusing right now. They may even make you think twice about buying a home for fear that prices could crash. The reality is, the data shows a foreclosure crisis is not where the market is headed, and understanding what that really means is mission critical if you want to know the truth about what’s happening today. Here’s a deeper look.
The 3 Factors That Affect Home Affordability
If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist at CoreLogic, shares:
Want To Sell Your House? Price It Right.
Last year, the housing market slowed down in response to higher mortgage rates, and that had an impact on home prices. If you’re thinking of What’s Really Happening with Home Prices? [INFOGRAPHIC]
![What’s Really Happening with Home Prices? [INFOGRAPHIC] Simplifying The Market](https://i0.wp.com/files.keepingcurrentmatters.com/wp-content/uploads/2023/01/19140215/Whats-Really-Happening-With-Home-Prices-KCM-Share.png?w=358&ssl=1)
Some Highlights
- If you’re thinking about selling your house, recent headlines about home prices falling month-over-month may have you second guessing your decision—but perspective matters.
- While home prices are down slightly month-over-month in some markets, home values are still up almost 10% nationally on a year-over-year basis. A nearly 10% gain is still dramatic compared to the more normal level of appreciation, which is 3-4%.
A Majority of Consumers Say It’s a Good Time To Sell Your House
If you’re a homeowner thinking about selling your house, you’re probably looking for the best time to make your move. That means you’re likely balancing a number of factors, like your changing needs, where you’ll go when you sell, and today’s mortgage rates in order to time it just right.
Pre-Approval in 2023: What You Need To Know
One of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains:
Have Home Values Hit Bottom?
Whether you’re already a homeowner or you’re looking to become one, the recent headlines about home prices may leave you with more questions than answers. News stories are talking about home prices falling, and that’s raising concerns about a repeat of what happened to prices in the crash in 2008.
Think Twice Before Waiting for 3% Mortgage Rates
Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decided to press pause on their plans.
About Mona
Relationships are the most important thing for me. One on one with understanding and a drive to get you the home you desire or sell your home for top dollar.
We can have all the experience and knowledge in the world, but if we don't make it work for you it's for nothing. We want you to be so happy with our service that you'll want to refer us to everyone you meet over and over again.
Buyer's Guide
Seller's Guide
